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Monday 23rd February 2015 - 12:13 pm
Comments Off on Terrorism: what the PM said

Terrorism: what the PM said

by Alan Thornhill

The full text of the speech the Prime Minister delivered today on terrorism is set out below

Today, I want to speak to you about keeping our country safe.

I want to speak to you about the threat that we face; the work done already to keep you as safe as we humanly can; and the things still needed to prevent further terrorist attacks.

Today, my colleagues and I are joined by representatives of the Australian Federal Police, the Australian Defence Force, ASIO and agencies like Crimtrac – which helps police and other law enforcement bodies share information.

The men and women in this room are on the frontline of Australia’s fight against terror.

There is no greater responsibility – on me – on the government – than keeping you safe.

This is the responsibility that’s discharged by the men and women in this room.

We know that these are testing times for everyone here – and for everyone sworn to protect democratic freedoms.

The terrorist threat is rising at home and abroad – and it’s becoming harder to combat.

We have seen on our TV screens and in our newspapers the evidence of the new dark age that has settled over much of Syria and Iraq.

We have seen the beheadings, the mass executions, the crucifixions and the sexual slavery in the name of religion.

There is no grievance here that can be addressed; there is no cause here that can be satisfied; it is the demand to submit – or die.

We have seen our fellow Australians – people born and bred to live and let live – succumb to the lure of this death cult.

We have heard the exhortations of their so-called caliphate to kill all or any of the unbelievers.

And we know that this message of the most primitive savagery is being spread through the most sophisticated technology.

By any measure, the threat to Australia is worsening.

The number of foreign fighters is up.

The number of known sympathisers and supporters of extremism is up.

The number of potential home grown terrorists is rising.

The number of serious investigations continues to increase.

During 2014, the Government consulted with our experts – many of whom are in this room today; we talked with our allies; and we worked with the Opposition, to improve Australia’s preparedness for any eventuality.

Last September, the National Terrorist Threat level was lifted to High, which means a terrorist attack is likely.

Critics said we were exaggerating.

But since then, we have witnessed the frenzied attack on two police officers in Melbourne and the horror of the Martin Place siege.

Twenty people have been arrested and charged as a result of six counter terrorism operations conducted around Australia.

That’s one third of all the terrorism-related arrests since 2001 – within the space of just six months.

The judgment to lift the Threat Level was correct.

In proclaiming a caliphate, the Islam-ist death-cult has declared war on the world.

Not only has Australia suffered at the hands of terrorists – but so have Canada, France, Denmark, Iraq, Egypt, Libya, Nigeria, Japan, Jordan, the United Kingdom and the United States.

We have seen the tactics of terrorists evolve.

In the decade after 9/11, our agencies disrupted elaborate conspiracies to attack our electricity supplies, the Grand Final at the MCG and the Holsworthy Army Barracks in Sydney.

Now, in addition to the larger scale, more complex plots that typified the post 9/11 world, such as the atrocities in Bali and London, sick individuals are acting on the caliphate’s instruction to seize people at random and kill them.

Today’s terrorism requires little more than a camera-phone, a knife and a victim.

These lone actor attacks are not new, but they pose a unique set of problems.

All too often, alienated and unhappy people brood quietly.

Feeling persecuted and looking for meaning, they self-radicalise online.

Then they plan attacks which require little preparation, training or capability.

The short lead time from the moment they decide they are going to strike, and then actually undertake the attack, makes it hard to disrupt their activities.

Police do not have the luxury to wait and watch.

They apply their best judgement – and they do so, fully aware that armchair critics, will find fault.

Still, police act because they have enough facts to make an informed judgement.

Some of these raids may not result in prosecution.

But frankly, I’d rather lose a case, than lose a life.

The protection of life must always rank ahead of the prospects of a successful prosecution.

The arrest of two men in Sydney earlier this month, who’d already recorded a pre-attack message, is just one example of how quickly a threat can develop.

I should add that without our Foreign Fighters legislation, it is highly unlikely that these arrests could have been made.

This new terrorist environment is uniquely shaped by the way that extremist ideologies can now spread online.

Every single day, the Islam-ist death cult and its supporters churn out up to 100,000 social media messages in a variety of languages.

Often, they are slick and well produced.

That’s the contagion that’s infecting people, grooming them for terrorism.

Already at least 110 Australians have travelled overseas to join the death cult in Iraq and Syria.

At least 20 of them, so far, are dead.

Even if the flow of foreign fighters to Syria and Iraq stopped today, there’s an Australian cohort of hardened jihadists who are intent on radicalising and influencing others.

The number of Australians with hands-on terrorist experience is now several times larger than those who trained earlier in Afghanistan and Pakistan.

Of that group, two-thirds became involved in terrorist activity back here in Australia.

The signs are ominous.

ASIO currently has over 400 high-priority counter-terrorism investigations.

That’s more than double the number a year ago.

We are not alone in facing such challenges.

The same phenomenon is evident across Europe, in the United States and in South East Asia.

Many of those involved in anti-Western attacks in Indonesia over the last decade are now being released from prison—some neither reformed nor rehabilitated.

Australian and Indonesian agencies will continue to work closely together to tackle extremists – because it is in both our interests to do so.

In Australia and elsewhere, the threat of terrorism has become a terrible fact of life that government must do all in its power to counter.

So far, this is what we have done.

Within weeks of taking office, I asked the Attorney-General to develop a government response to foreign fighters.

Last August, the Government invested $630 million in a range of new counter-terrorism measures.

This funding gives our security agencies the resources they asked for to combat home-grown terrorism and to help prevent Australians participating in terrorism overseas.

The effect of these new measures has already been felt.

• Counter-Terrorism Teams now operate at all eight major international airports;
• sixty-two additional biometric screening gates are being fast tracked for passengers at airports to detect and deal with people leaving on false passports;
• forty-nine extra AFP members are working in Sydney, Melbourne and Canberra on the Foreign Fighter threat;
• seven new financial analysts have been engaged to help crack down on terrorist financing;
• a new “violent jihadist network mapping unit” in ASIO has been created to improve intelligence agencies’ understanding of the threat facing Australia;
• a Foreign Fighters Task Force has been established in the Australian Crime Commission with access to the commission’s coercive powers; and
• Last Thursday, the Attorney-General announced a series of measures designed to combat terrorist propaganda online.
• We have legislated to cancel the welfare payments of individuals assessed to be a threat to security.

This is not window dressing – as of last September, 55 of the 57 Australian extremists then fighting with terrorist groups in Syria and Iraq had been on welfare.

We have made it easier to ban terrorist organisations which promote and encourage terrorist acts.

We have strengthened the offences of training with, recruiting for and funding terrorist organisations.

We have made it easier to prosecute foreign fighters by making it illegal to travel to a declared area overseas.

Last December, we proscribed travel to Syria’s Al Raqqa province – where the death cult is based – without a legitimate purpose.

We are now looking at listing Mosul district in Ninawa Province, in Iraq, which the death cult also controls.

And we have given ASIO the further power to request an Australian passport be suspended, pending further security assessment – that’s happened eight times so far.

This year, we will consider what further legislation is needed to combat terrorism and keep Australians safe.

But we cannot do it alone.

The Government is working with local communities to counter violent extremism.

I acknowledge the readiness of parents, siblings and community leaders to let the police know about people they think are falling under the death cult’s spell.

Our law enforcement agencies could not operate without their help.

I acknowledge the cooperation the Commonwealth enjoys with all States and Territories on counter-terrorism issues.

That cooperation was highlighted by the Martin Place siege.

Yesterday, Premier Mike Baird and I released the Martin Place Siege Joint Commonwealth – New South Wales Review.

What we learnt from that Review was that there were no major failings of intelligence or process in the lead up to Martin Place.

Everyone did their job as required by law.

But now, there’s more to do.

It’s clear that in too many instances the threshold for action was set too high – and the only beneficiary of that was the Martin Place murderer himself.

For too long, we have given those who might be a threat to our country the benefit of the doubt.

The perpetrator was given the benefit of the doubt when he applied for a visa.

He was given the benefit of the doubt for residency and citizenship.

He was given the benefit of the doubt at Centrelink.

He was given the benefit of the doubt when he applied for legal aid.

And in the courts, there has been bail, when there should have been jail.

This report marks a line in the sand.

There is always a trade-off between the rights of an individual and the safety of the community.

We will never sacrifice our freedoms in order to defend them – but we will not let our enemies exploit our decency either.

If Immigration and Border Protection faces a choice to let-in or keep out people with security questions over them – we should choose to keep them out.

If there is a choice between latitude for suspects or more powers to police and security agencies – more often, we should choose to support our agencies.

And if we can stop hate-preachers from grooming gullible young people for terrorism, we should.

We have already made a start on removing the benefit of the doubt for people who are taking advantage of us.

We’ve introduced legislation to refuse a protection visa to people who destroy evidence of their identity.
And the same applies if you present a bogus document.

This Bill is currently stalled in the Senate.

It’s reasonable.

It’s in our country’s interest.

And I call on all senators to support it.

The Government’s Data Retention Bill – currently being reviewed by the Parliament – is the vital next step in giving our agencies the tools they need to keep Australia safe.

Access to metadata is the common element to most successful counter-terrorism investigations.

It’s essential in fighting most major crimes, including the most abhorrent of all – crimes against children.

Again, I call on Parliament to support this important legislation.

We need to give our agencies these powers to protect our community.

Today, I am releasing the Counter Terrorism review that the Government commissioned last August.

The Review finds that we face a new, long-term era of heightened terrorism threat, with a much more significant ‘home grown’ element.

While the Review did not recommend major structural changes, it did recommend strengthening our counter-terrorism strategy and improving our cooperation with at-risk communities.

The government will carefully consider the findings and act as quickly as possible.

In fact, some recommendations have already been acted upon:

We will ensure returning foreign fighters are prosecuted or closely monitored using strengthened control orders.

We will appoint a National Counter Terrorism Coordinator.

We want to bring the same drive, focus and results to our counter terrorism efforts that worked so well in Operation Sovereign Borders and Operation Bring Them Home.

Over recent months, I spent many hours listening to Australians from all walks of life.

Clearly, people are anxious about the national security threats we face.

Many are angry because all too often the threat comes from someone who has enjoyed the hospitality and generosity of the Australian people.

When it comes to someone like the Martin Place murderer, people feel like we have been taken for mugs.

Australian citizenship is an extraordinary privilege that should involve a solemn and lifelong commitment to Australia.

People who come to this country are free to live as they choose – provided they don’t steal that same freedom from others.

We are one of the most diverse nations on earth – and celebrating that is at the heart of what it means to be Australian.

We are a country built on immigration and are much the richer for it.

Always, Australia will continue to welcome people who want to make this country their home.

We will help them and support them to settle in.

But this is not a one-way street.

Those who come here must be as open and accepting of their adopted country, as we are of them.

Those who live here must be as tolerant of others as we are of them.

No one should live in our country while denying our values and rejecting the very idea of a free and open society.

It’s worth recalling the citizenship pledge that all of us have been encouraged to recite:

I pledge my commitment to Australia and its people; whose democratic beliefs I share; whose rights and liberties I respect; and whose laws I will uphold and obey.

This has to mean something.

Especially now that we face a home-grown threat from people who do reject our values.

Today, I am announcing that the Government will look at new measures to strengthen immigration laws, as well as new options for dealing with Australian citizens who are involved in terrorism.

We cannot allow bad people to use our good nature against us.

The Government will develop amendments to the Australian Citizenship Act so that we can revoke or suspend Australian citizenship in the case of dual nationals.

It has long been the case that people who fight against Australia forfeit their citizenship.

Australians who take up arms with terrorist groups, especially while Australian military personnel are engaged in Afghanistan and Iraq, have sided against their country and should be treated accordingly.

For Australian nationals, we are examining suspending some of the privileges of citizenship for individuals involved in terrorism.

Those could include restricting the ability to leave or return to Australia, and access to consular services overseas, as well as access to welfare payments.

We will also clamp down on those organisations that incite religious or racial hatred.

No-one should make excuses for Islam-ist fanatics in the Middle East or their imitators here in Australia.

For a long time, successive governments have been concerned about organisations that breed hatred, and sometimes incite violence.

Organisations and individuals blatantly spreading discord and division – such as Hizb ut-Tahrir – should not do so with impunity.

Today, I can confirm that the Government will be taking action against hate preachers.

This includes enforcing our strengthened terrorism advocacy laws.

It includes new programs to challenge terrorist propaganda and to provide alternative online material based on Australian values.

And it will include stronger prohibitions on vilifying, intimidating or inciting hatred.

These changes should empower community members to directly challenge terrorist propaganda.

I’ve often heard Western leaders describe Islam as a ‘religion of peace’.

I wish more Muslim leaders would say that more often, and mean it.

I have often cited Prime Minister Najib of Malaysia, who has described the Islamist death cult as ‘against God, against Islam and against our common humanity’.

In January, President al Sisi told the imams at Egypt’s al Azhar university that Islam needed a ‘religious revolution’ to sweep away centuries of false thinking.

Everybody, including Muslim community leaders, needs to speak up clearly because, no matter what the grievance, violence against innocents must surely be a blasphemy against all religion.

I can’t promise that terrorist atrocities won’t ever again take place on Australian soil.

But let me give you this assurance:

My Government will never underestimate the threat.

We will make the difficult decisions that must be taken to keep you and your family safe.

We have the best national security agencies and the best police forces in the world.

Our agencies are working together.

All levels of government are working together.

We are doing our duty.

That is what you have a right to expect – and to demand of me and of us.

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Sunday 22nd February 2015 - 5:55 pm
Comments Off on Be wary of seeking love on-line:it can be a scam

Be wary of seeking love on-line:it can be a scam

by Alan Thornhill

On-line dating scams are all-too-prevalent.

A Consumer Fraud Survey by the Australian Institute of Criminology sounds that warning.

The results can be expensive, as well as heart-breaking.

The Justice Minister, Michael Keenan, who released the results of the survey said one on-line dating scam had cost its victim $128,000.

“The total amount of all victims combined for dating or romance fraud was $536,779,” Mr Keenan said.

Yet only 27 percent of victims reported these crimes to the police

Mr Keenan also said a third of the survey’s respondents confessed that they had answered a fraudulent invitation in the 12 months preceding the survey.

Many had provided personal details and suffered financial loss.

Common scams included fraudulent lotteries and computer support centre fraud.

“Most victims reported having lost approximately $2,000, with total losses for the more than 1000 respondents reaching $1,110,106,” Mr Keenan said.

Sunday 22nd February 2015 - 1:31 pm
Comments Off on Tighter visa, immigration and gun laws likely:PM

Tighter visa, immigration and gun laws likely:PM

by Alan Thornhill

Australia’s visa, immigration and gun laws are likely to be tightened in response to a report on the Lindt cafe siege in Sydney in mid December.

The Prime Minister, Tony Abbott, who released the report today, said the perpetrator, Man Haron Monis, had “gamed the system,” taking advantage of: “the open, accepting nature of our society makes Australia the country it is.

However, he added: “… the review raises serious issues in a high terrorist threat environment.”

In a joint statement with the New South Wales Premier, Mike Baird, Mr Abbott said: “The review found that there were no major failings of intelligence or process in the lead up to the siege.

“It is nonetheless important we learn whatever lessons we can from this horrific attack.

“We must do everything we can to prevent anything similar happening in future,” the Prime Minister said.

The two leaders said they fully accepted all recommendations made in the review.

“We extend our deepest sympathies to the families and friends of Katrina Dawson and Tori Johnson.”

They were killed in the siege.

“And we commend the bravery of everyone who was caught up in that ordeal, including the police and emergency services,” the two leaders added.

Mr Abbott is planning a major statement to Federal parliament Monday, based on the review’s conclusions.

In their joint statement, the two leaders also said:” the review shows that officials who dealt with the perpetrator of the Martin Place siege, Man Haron Monis, from the time of visa application in 1996 until last December, were not complacent or naïve.

“Individually, each decision was reasonable, or at least defensible, taking into account the existing legal and regulatory frameworks.”

However they added:”it is nonetheless important we learn whatever lessons we can from this horrific attack.

“We must do everything we can to prevent anything similar happening in future.”

The two leaders also said:”the review found Monis had never legally owned a firearm or had a license to hold one.

“It appears that he procured a firearm from the illicit or grey market.

“Therefore, the review also recommends that the regulation of the National Firearms Agreement be strengthened and simplified.”

They admitted: “this probably would not have stopped Monis from procuring a firearm.

“But it would facilitate prompt access to accurate firearms information and assist police in dealing with firearms related offences.

“In addition to implementing the Review’s recommendations on firearms, the NSW Government will undertake further work to reduce the number of illegal firearms in NSW,” they said.

And they added:” as the review notes, changes to laws and policies in relation to national security involve judgments about public safety and personal liberty.

“The history of Man Haron Monis suggests there is a risk the system currently may lean too much towards favouring the rights of the individual as opposed to the broader interests of society as a whole.”

Tuesday 17th February 2015 - 7:50 pm
Comments Off on Hackers attack Australian banks

Hackers attack Australian banks

by Alan Thornhill

Australian banks have been hit in an international hacking scandal, according to an ABC report.

The report quotes the international cyber-security company Security company Kaspersky Lab which says the hackers have stolen more than $1.2 billion from about 100 banks and other financial institutions in 30 countries – including Australia – over the past two years.

The ANZ bank said it had not been affected.

The other three big banks refused to comment.

The hackers, based in Russia, China, Ukraine and parts of Europe are using a type of virus known as Carbanak malware to access bank employee computers and ultimately to get inside bank networks.

They then transfer money from a bank into off-shore accounts, or order the bank’s ATMs to dispense cash to a waiting criminal.

The thefts have mostly targeted central accounts rather than customer accounts, the report said.

The hackers usually took up to $10 million in each raid, the ABC added.

Banks and other financial institutions in the USA, Russia, Germany and China were among the others said to be affected.

But the Australian Federal Police say they have not received a referral on this matter from the banking sector.

Friday 30th January 2015 - 11:44 am
Comments Off on We will bite:watchdog warns

We will bite:watchdog warns

by Alan Thornhill

Australia’s corporate watchdog says it took stiff action against 345 business people who broke the rules, in the second half of last year.

In its six monthly enforcement report, released today, the Australian Securities and Investments Commission, also vowed that it would persist in its tough stand.

It said the actions it had taken included criminal prosecutions as well as civil and administrative measures, such as banning or disqualifying wrongdoers.

There had also been negotiated outcomes,including some with enforceable results.

“These outcomes were achieved across the financial services, market integrity, corporate governance and small business areas,” ASIC Commissioner Greg Tanzer said.

He said the report highlights ASIC’s ongoing focus on tackling serious corporate fraud and loan fraud and ASIC’s use of civil penalty proceedings to enforce the law.

“ASIC investigates serious white collar crime,” Mr Tanzer said.

“We have recently completed several significant enforcement actions after detecting serious fraud by company directors and officers.”

These were committed both against the companies they serve and the investing public.

“These results demonstrate that for those who steal and deceive the consequences are great,” he added.

Mr Tanzer said, too, that: “Current and future areas of focus for ASIC include loan fraud, financial market benchmark rates, illegal phoenix activity and retail margin foreign exchange trading.

“We expect to achieve noteworthy outcomes as a result of this work,” he added.

Thursday 8th January 2015 - 9:51 am
Comments Off on PM condemns terror attack

PM condemns terror attack

by Alan Thornhill

The Prime Minister, Tony Abbott, has described a terrorist attack, which killed 12 people in Paris, as an “atrocity.”

He said the thoughts of all Australians are with the families of the victims, who worked at a satirical magazine,Charlie Hebdo, which ran cartoons of the Prophet Mahomet.

One of the gunmen was heard shouting “we have avenged Allah” as he ran from the site.

At the time of writing, the gunmen were still at large.

Mr Abbott said Australia’s security agencies are investigating whether the attack in Paris has any implications for Australia.

But none are apparent at present.

However Mr Abbott reminded Australians to stay alert, as a terrorist attack in this country is still rated as “likely.”

He said: “The Government condemns the atrocity in Paris overnight.

“The thoughts of all Australians are with the families of those who have lost their lives in this barbaric act.

“Freedom of expression is the cornerstone of a free society.

“The Government will continue to do all it can to protect our community from terrorism.

“Our National Terrorism Alert level remains at High, which means a terrorist attack is likely.

“Our security agencies are assessing the situation for security implications to Australia but there is no information to suggest that there is an imminent threat to Australia as a result of the Paris atrocity.

“All Australians should remain vigilant, and again, I urge people who see or hear something that they feel is not right, to contact the National Security Hotline immediately on 1800 123 400.

“Australia stands with the people and the government of France at this difficult time,” Mr Abbott said.

He was supported, shortly afterwards, by the Opposition Leader, Bill Shorten.

Mr Shorten said: “Labor condemns the senseless and horrific act of terrorism in Paris overnight.

“Australians stand in solidarity with the people of France as they come to terms with this brutal attack,” the Opposition Leader added.

Sunday 30th November 2014 - 8:41 pm
Comments Off on Rummaging in the economist’s tool kit

Rummaging in the economist’s tool kit

by Alan Thornhill

Are you afraid of big ideas?

If not, this is a book for you.

I speak, of course, about Andrew Leigh’s new work, “The ECONOMICS of just about EVERYTHING.”

Leigh warns, for example, that Australians are about to waste no less than $1 billion on Christmas presents.

He notes that we spend about $6 billion on presents, at this time each year, even though research shows “that we are not very good at anticipating others’ needs.”

So, he asks, why not give Uncle Cedric a gift card, or make a charitable donation in his name, rather than that novelty tie pin?

A former economics professor – now a Federal Labor MP – Dr Leigh makes no secret of his ambition in writing this book.

It is about using economists’ tools, when we are making big – or small – decisions in our lives.

“Once you start thinking like an economist, you begin seeing the world differently,” he writes.

The economist’s tool kits includes cost-benefit analyses, comparative benefits and sceptical questions, such as “who benefits from this?”

And, of course, a close look at the facts, which are sometimes surprising.

Leigh concludes, for example, that – although expensive – the gun buy-back, which followed the Port Arthur massacre, had “paid for itself more than 10 times over.”

Not, primarily, through a reduction in mass shootings but – unexpectedly – from fewer gun suicides.

Statistically, the person most likely to kill you with a gun is you, yourself.

Leigh notes, too, that almost two thirds of Australians are now overweight or obese, primarily because we have been eating too much.

He says a simple diet will probably work best in tackling this problem.

Especially if we can weigh up the consequences of eating now, against the temptation to do so.

This book is full of fascinating facts.

Did you know, for example, that spending a little more on high quality child care now might well help us to spend less on prisons, in future?

Worth some thought, as it now costs about $300 a day to keep a prisoner in jail, or roughly what you might expect to pay for a good hotel room.

It also has highly relevant facts on the trade offs that need to be considered, when it comes to deciding when a child should start school.

Indeed, even the timing of your child’s birth is important, if you want him or her to become a sports star.

A baby born in August, for example, is more likely to become a soccer star, than one born in July.

That’s because they can start in under-age competition almost a year earlier, and so have that much more experience in the game.

The cut-off date for soccer is August 1.

There is also advice on who is most likely to get a pay rise, the pitfalls of economic forecasting, the benefits of Google’s “nowcasting,” career planning and the benefits of quitting.

Just about everything, in fact, as the author promises.

Especially when you pick up those economists’ tools and start using them, yourself.

“The ECONOMICS of just about EVERYTHING” by Andrew Leigh Published by Allen&Unwin

Saturday 29th November 2014 - 6:52 pm
Comments Off on Huge drug haul in Sydney

Huge drug haul in Sydney

by Alan Thornhill

Police have seized almost 2.8 tonnes of illegal drugs, with a street value of more than $1.5 billion, in an overnight raid in Sydney.

The Prime Minister, Tony Abbott, described the joint operation – which led to the arrests of six men – as the second largest drug seizure in Australian history.

The raid was a huge success for the Joint Organised Crime Group, made up of Australian Federal Police, NSW Police, Australian Customs and Border Protection Service, the NSW Crime Commission and the Australian Crime Commission.

The drugs seized were MDMA (ecstasy) and methamphetamine (speed and ice).

Mr Abbott said: “The joint operation between Commonwealth and NSW law enforcement and border agencies has put a major dent in the operations of organised crime in Australia.?

?“These agencies have worked tirelessly to ensure these drugs did not reach our streets.??“Potentially thousands of lives have been saved today as a result of the excellent work of our police and law enforcement agencies,” the Prime Minister said.

Police said the drugs had been shipped to Australia from Hamburg, Germany, in a single consignment and arrived on November 19.

Delivery of the container was tracked, first to Blacktown and then to Smithfield, both in western Sydney.

My book

wx 2

Weathercoast by Alan Thornhill

A novel on the murder of seven young Anglican Christian Brothers in the Solomon Islands.

Available now on the iTunes store.

Profile

Alan Thornhill

Alan Thornhill is a parliamentary press gallery journalist.
Private Briefing is updated daily with Australian personal finance news, analysis, and commentary.

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